TERMS & CONDITIONS

Effective Date: November 29, 2025

These Terms & Conditions (“Terms”, “Agreement”) govern your use of the services, content, and products provided by TJN Financials via tjnfinancials.com (the “Website”) and any associated services (coaching, digital products, membership/education, consulting). By accessing or using the Website or purchasing/using any services from us, you agree to be bound by these Terms.

1. Who We Are (Legal Entity & Contact Information)

TJN Financials is operated by TJN Collective LLC (the “Company,” “we,” “us,” “our”).
If you have any questions about these Terms or our services, you may contact us at:
Email: [email protected]
Website: tjnfinancials.com

2. Services & What We Offer

  • Our Website offers coaching, consulting, education, digital courses, and resources.

  • We may also offer digital products (courses, downloadable resources), memberships, group or 1-on-1 coaching, or other services as described on the sales/product pages.

  • By purchasing or enrolling, you acknowledge you understand the nature of the Services and that results may vary depending on your own effort and circumstances.

3. Your Responsibilities & Acceptable Use

When you use our Website or Services, you agree that you will not:

  • Use the Website or Services for any unlawful or unauthorized purpose;

  • Attempt to access areas of the site or data to which you have no access;

  • Share or distribute materials (courses, digital products, downloads, resources) in any way not permitted by us (no resale, redistribution, or sharing unless explicitly allowed);

  • Hack, reverse-engineer, or attempt to breach the Website’s security or infringe on our intellectual property;

  • Use our Services in a way that harms other clients or the operation of the business.

4. Intellectual Property & Use Rights

  • All content on the Website — including text, graphics, logos, images, course materials, videos, downloads — is the property of TJN Collective LLC (TJN Financials) or our licensors.

  • You are granted a limited, non — transferable, non-exclusive license to access and use the content only for personal, non-commercial use (for your own learning/coaching/credit improvement).

  • You may not copy, reproduce, distribute, republish, upload, post, transmit, or modify any materials unless given written permission.

5. Payment, Refunds, and Cancellations

  • If you purchase any paid Service or Product, payment will be processed through third-party processors (e.g. Stripe, PayPal).

  • Your purchase constitutes a binding agreement: once you pay and are given access, you agree to our refund/cancellation policy (see below).

  • Refund / Cancellation Policy: Unless otherwise stated on the sales page, all payments are non-refundable once access to course or digital materials is granted or coaching sessions have been delivered / scheduled.

  • If you attempt a chargeback or dispute without valid reason, we reserve the right to deny refunds or access.

6. No Guarantees / Disclaimer of Results

  • We do our best to provide accurate, up-to-date training and coaching based on our experience and market realities. However, we make no guarantee — express or implied — as to your results (financial, business credit, funding success, etc.).

  • Any examples, case studies, testimonials, or references to success are not guarantees of future results. Your outcomes depend on many factors, including your own diligence, financial history, local laws, and actions taken.

  • Use of our Services or information is at your own risk.

7. Limitation of Liability

To the maximum extent permitted by applicable law:

  • We (TJN Collective LLC / TJN Financials) are not liable for any indirect, incidental, special, consequential or punitive damages, including but not limited to lost profits, revenue, business opportunity, or data loss, arising out of or relating to your use of (or inability to use) our Website or Services.

  • Our total liability to you under these Terms will not exceed the amount you have paid to us in the 12-month period preceding the claim.

8. Termination & Access Restrictions

  • We reserve the right to terminate or suspend your access to the Website or Services at any time, without notice, if you violate these Terms.

  • Upon termination, your license to use content ends immediately — but disclaimers, liability limitations, and other surviving provisions remain.

9. Amendments / Changes to Terms

  • We may update these Terms from time to time. The “Effective Date” at the top will show when changes were last made.

  • Continued use of the Website or Services after changes constitutes acceptance of the updated Terms.

10. Governing Law & Dispute Resolution

  • These Terms shall be governed by and construed in accordance with the laws of United States without regard to conflict-of-law provisions.

  • Any dispute arising out of or in connection with these Terms or Services shall be resolved by binding arbitration in Brookhaven MS.

11. Contact & Support

If you have any questions, concerns, or need support regarding these Terms or your access, email us at [email protected]

12. Entire Agreement & Severability

These Terms (along with any referenced documents — Privacy Policy, Refund Policy, etc.) constitute the entire agreement between you and TJN Financials regarding your use of the Website and Services.
If any provision is found invalid or unenforceable, the remaining provisions remain in effect.

Copyrights 2025 | TJN Financials™ | Terms & Conditions | Privacy Policy | Terms & Conditions

230 S First Street

Brookhaven MS